Earthquake Insurance
Earthquakes are unpredictable and can cause significant damage to homes and businesses. Frazier Insurance Group is here to help property owners in Oregon understand the importance of earthquake insurance and how it can protect your assets. Standard home and commercial insurance policies typically do not cover earthquake damage, making this type of coverage an essential consideration for those living in areas prone to seismic activity.
What Does Earthquake Insurance Cover?
Earthquake insurance provides financial protection for your property and belongings in the event of damage caused by an earthquake. Coverage typically includes:
- Structural Damage: Protects the physical structure of your home or business, including walls, roof, and foundation.
- Personal Property: Covers personal belongings such as furniture, appliances, and electronics that are damaged during an earthquake.
- Additional Living Expenses: Helps cover temporary housing costs if your home becomes uninhabitable due to earthquake damage.
Earthquake insurance policies often have separate deductibles and coverage limits, which can vary depending on your location and the value of your property. Our team can help you understand these details and choose the right policy for your needs.
Why Earthquake Insurance Matters in Oregon
Oregon is located near the Cascadia Subduction Zone, a region with a history of seismic activity. While earthquakes may not occur frequently, the potential for significant damage makes earthquake insurance an important consideration for homeowners and businesses in the area. Protecting your property now can help you avoid financial strain in the future.
Contact Frazier Insurance Group
Prepare for the unexpected with earthquake insurance from Frazier Insurance Group. Contact us today to learn more about your options or to request a quote. For additional assistance, visit our Contact Us page to speak with our team.
