Flood Insurance
Flooding can happen unexpectedly, and the damage it causes can be devastating. Frazier Insurance Group is here to help homeowners and businesses in Oregon understand the importance of flood insurance and how it can protect your property. Standard home and commercial insurance policies typically do not cover flood damage, making flood insurance a critical addition to your coverage.
What Does Flood Insurance Cover?
Flood insurance provides financial protection for your property and belongings in the event of flooding caused by heavy rain, melting snow, or other natural events. Coverage typically includes:
- Building Property Coverage: Protects the physical structure of your home or business, including walls, floors, electrical systems, and plumbing.
- Personal Property Coverage: Covers personal belongings such as furniture, appliances, and clothing that are damaged by flooding.
- Commercial Property Coverage: For businesses, flood insurance can cover inventory, equipment, and other assets affected by floodwaters.
Flood insurance policies are available through the National Flood Insurance Program (NFIP) or private insurers. Our team can help you understand your options and determine the coverage that fits your needs.
Why Flood Insurance Matters in Oregon
Oregon’s diverse geography includes rivers, coastal areas, and regions prone to heavy rainfall, making flooding a potential risk for many residents and businesses. Even properties outside of high-risk flood zones can experience flooding, which is why flood insurance is an important consideration for all property owners.
Contact Frazier Insurance Group
Protect your property from the unexpected with flood insurance. Contact Frazier Insurance Group today to learn more about your options or to request a quote. For additional assistance, visit our Contact Us page to speak with our team.
